Monday, November 1, 2010

what is a foreclosure

A foreclosure happens when a homeowner defaults on their mortgage payment, and the lender, usually a bank, begins the process to sell the property in order to pay off the loan.  The actual foreclosure happens at the end of this process.  Since a bank cannot just kick you out of your home and sell it without going thru the legal proccess of foreclosure, the actual foreclosure process works differently depending on which state you live in.

Loan Modification For DummiesThe Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket
The Complete Idiot's Guide to Buying Foreclosures, 2nd EditionThe Pre-Foreclosure Property Investor's Kit: How to Make Money Buying Distressed Real Estate -- Before the Public Auction

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